Geneva Capital S.A. runs this site for private and professional investors to use. This site, the articles, the SRI360° Podcast, editorial columns, and related services are designed to educate and entertain, and we encourage you to express yourself freely. However, we require that you be responsible, professional and respectful in what you write. Being critical is fine, but rudeness and personal attacks are not. In particular, make sure that none of the prohibited items listed below appear in your writing or what you link to (things like spam, viruses, or hate content).

Terms of Service:

The following terms and conditions govern all use of the https://SRI360.com website and all content, services and products available at or through the website, including, but not limited to, associated blogs, forums, webinars, and websites (GenevaCapitalSA.com included) taken together, the Website. The Website is owned and operated by Geneva Capital S.A. (“SRI360°”). The Website is offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies (including, without limitation, SRI360°’s Privacy Policy) and procedures that may be published from time to time on this Site by SRI360° (collectively, the “Agreement”).

Please read this Agreement carefully before accessing or using the Website. By accessing or using any part of the web site, you agree to become bound by the terms and conditions of this agreement. If you do not agree to all the terms and conditions of this agreement, then you may not access the Website or use any services. If these terms and conditions are considered an offer by SRI360°, acceptance is expressly limited to these terms. The Website is available only to individuals who are at least 13 years old.

1. Responsibility of Contributors

If you operate a blog, comment on a blog, post material to the Website, post links on the Website, or otherwise make (or allow any third party to make) material available by means of the Website (any such material, “Content”), You are entirely responsible for the content of, and any harm resulting from, that Content. That is the case regardless of whether the Content in question constitutes text, graphics, an audio file, or computer software. By making Content available, you represent and warrant that:

* the downloading, copying and use of the Content will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark or trade secret rights, of any third party;

* if your employer has rights to intellectual property you create, you have either (i) received permission from your employer to post or make available the Content, including but not limited to any software, or (ii) secured from your employer a waiver as to all rights in or to the Content;

* you have fully complied with any third-party licenses relating to the Content, and have done all things necessary to successfully pass through to end users any required terms;

* the Content does not contain or install any viruses, worms, malware, Trojan horses or other harmful or destructive content;

* the Content is not spam, is not machine- or randomly-generated, and does not contain unethical or unwanted commercial content designed to drive traffic to third party sites or boost the search engine rankings of third party sites, or to further unlawful acts (such as phishing) or mislead recipients as to the source of the material (such as spoofing);

* the Content is not libelous or defamatory (more info on what that means), does not contain threats or incite violence towards individuals or entities, and does not violate the privacy or publicity rights of any third party;

* your Content is not getting advertised via unwanted electronic messages such as spam links on newsgroups, email lists, other blogs and web sites, and similar unsolicited promotional methods;

* your Content is not named in a manner that misleads your readers into thinking that you are another person or company. For example, your blog or comment’s URL or name is not the name of a person other than yourself or company other than your own; and

* you have, in the case of Content that includes computer code, accurately categorized and/or described the type, nature, uses and effects of the materials, whether requested to do so by SRI360° or otherwise.

Without limiting any of those representations or warranties, SRI360° has the right (though not the obligation) to, in SRI360°’s sole discretion (i) refuse or remove any content that, in SRI360°’s reasonable opinion, violates any SRI360° policy or is in any way harmful or objectionable, or (ii) terminate or deny access to and use of the Website to any individual or entity for any reason, in SRI360°’s sole discretion.

2. Responsibility of Website Visitors

SRI360° has not reviewed, and cannot review, all of the material, including computer software, posted to the Website, and cannot therefore be responsible for that material’s content, use or effects. By operating the Website, SRI360° does not represent or imply that it endorses the material there posted, or that it believes such material to be accurate, useful or non-harmful. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. The Website may contain content that is offensive, indecent, or otherwise objectionable, as well as content containing technical inaccuracies, typographical mistakes, and other errors. The Website may also contain material that violates the privacy or publicity rights, or infringes the intellectual property and other proprietary rights, of third parties, or the downloading, copying or use of which is subject to additional terms and conditions, stated or unstated. SRI360° disclaims any responsibility for any harm resulting from the use by visitors of the Website, or from any downloading by those visitors of content there posted.

3. Content Posted on Other Websites

We have not reviewed, and cannot review, all of the material, including computer software, made available through the websites and webpages to which SRI360.com links, and that link to SRI360.com. SRI360° does not have any control over those non- SRI360.com websites and webpages, and is not responsible for their contents or their use. By linking to a non- SRI360.com website or webpage, SRI360° does not represent or imply that it endorses such website or webpage. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. SRI360° disclaims any responsibility for any harm resulting from your use of non-SRI360.com websites and webpages.

4. Copyright Infringement and DMCA Policy

As SRI360° asks others to respect its intellectual property rights, it respects the intellectual property rights of others. If you believe that material located on or linked to by SRI360.com violates your copyright, you are encouraged to notify SRI360° in accordance with standard Digital Millennium Copyright Act (”DMCA”) Policy. SRI360° will respond to all such notices, including as required or appropriate by removing the infringing material or disabling all links to the infringing material. In the case of a visitor who may infringe or repeatedly infringes the copyrights or other intellectual property rights of SRI360° or others, SRI360° may, in its discretion, terminate or deny access to and use of the Website. In the case of such termination, SRI360° will have no obligation to provide a refund of any amounts previously paid to SRI360°.

5. Corrections, Suggestions, and Complaints

We welcome comments and suggestions, as well as complaints about errors, on the Website that warrant correction. Comments and suggestions, as well as complaints about errors, can be submitted through this form. Please click here to fill it out. Readers dissatisfied with a response may reach us via email at legal [at] SRI360 (dot) com. Geneva Capital S.A. as well as its affiliated companies, welcome comments and suggestions on, as well as complaints about errors in, Sustainable & Responsible Investing 360° that warrant correction. Comments and suggestions, as well as complaints about errors, can be submitted through this form. Please click here to fill it out. Readers dissatisfied with a response may reach us via email at legal [at] SI360 (dot) com.

6. Intellectual Property

This Agreement does not transfer from SRI360° to you any SRI360° or third party intellectual property, and all right, title and interest in and to such property will remain (as between the parties) solely with SRI360°. SRI360°, SRI360.com, the “SRI360°” logo, and all other trademarks, service marks, graphics and logos used in connection with SRI360°.com, or the Website are trademarks or registered trademarks of Geneva Capital S.A.; R. Scott Arnell; SRI360°; or licensors of the aforementioned companies. Other trademarks, service marks, graphics and logos used in connection with the Website may be the trademarks of other third parties. Your use of the Website grants you no right or license to reproduce or otherwise use any SRI360° or third-party trademarks. You hereby grant SRI360° an irrevocable, perpetual, non-exclusive, transferable, fully paid, worldwide license (with the right to sublicense) to (a) use, copy, publish, stream, store, retain, publicly perform or display, transmit, scan, reformat, modify, edit, frame, translate, excerpt, adapt, create derivative works and distribute (through multiple tiers), any Content you post on or in connection with the Website or SRI360° services or the promotion thereof and (b) to use your name, likeness and image for any purpose, including commercial or advertising, each of (a) and (b) on or in connection with SRI360° or the promotion thereof.

7. Changes

SRI360° reserves the right, at its sole discretion, to modify or replace any part of this Agreement. It is your responsibility to check this Agreement periodically for changes. Your continued use of or access to the Website following the posting of any changes to this Agreement constitutes acceptance of those changes. SRI360° may also, in the future, offer new services and/or features through the Website (including, the release of new tools and resources). Such new features and/or services shall be subject to the terms and conditions of this Agreement.

8. Termination

SRI360° may terminate your access to all or any part of the Website at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this Agreement, you may simply discontinue using the Website. All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

9. Disclaimer of Warranties

The Website is provided “as is”. SRI360° and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither SRI360° nor its suppliers and licensors, makes any warranty that the Website will be error free or that access thereto will be continuous or uninterrupted. You understand that you download from, or otherwise obtain content or services through, the Website at your own discretion and risk.

The articles and interviews presented by SRI360° are general information and not a recommendation to act. Please seek independent investment advice and conduct adequate due dilligence before entering into any financial transaction. Entering into any financial transaction that involves securities or derivatives puts your capital at risk. SRI360° is not regulated by the Swiss Financial Market Supervisory Authority. The authors of our articles and the individuals interviewed for SRI360° Podcast are primarily investment professionals and, in most cases, have financial interests in the financial results of the companies and/or investment funds they represent. The companies or funds discussed in our articles may have been recommended to clients or held personally by the author. SRI360°, the authors of our articles or associated individuals and companies will not be held responsible or be liable for action taken by any consumer or subscriber of SRI360°. Past performance of financial investments is never a reliable indicator of future performance. Please read all of the terms and conditions of SRI360°.

The contributors to SRI360° are in most cases investment professionals and may have financial interests in the securities, funds or companies they discuss. Any contributed content by these individuals is general in purpose. However, if you invest in any company, fund or security mentioned, it may be of cause fractional benefit to the author, their clients or family members.

Any contribution to one of our publications by an investment professional is purely from a journalistic standpoint in an effort to increase the level of information available to investors when making well informed decisions from a range of sources. Any content provided by SRI360°’s contributors is not specific investment advice and should not be treated as such.

If you request any information through SRI360° from a third party, a situation may arise where the third party has contributed to content, articles or interviews appearing on SRI360°. While SRI360° is an independent website that strives to remain objective in all articles and interviews published, we recommend all investors thoroughly conduct their own due diligence before deciding to act on any third party recommendations. SRI360° is not responsible for any loss incurred by acting on promotional material from a third party associated with the SRI360°.

10. Limitation of Liability

In no event will SRI360°, or its suppliers or licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement or substitute products or services; (iii) for interruption of use or loss or corruption of data; or (iv) for any amounts that exceed the fees paid by you to SRI360° under this agreement during the twelve (12) month period prior to the cause of action. SRI360° shall have no liability for any failure or delay due to matters beyond their reasonable control. The foregoing shall not apply to the extent prohibited by applicable law.

11. General Representation and Warranty

You represent and warrant that (i) your use of the Website will be in strict accordance with the SRI360° Privacy Policy, with this Agreement and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from Switzerland or the country in which you reside) and (ii) your use of the Website will not infringe or misappropriate the intellectual property rights of any third party.

12. Indemnification

You agree to indemnify and hold harmless SRI360°, its contractors, and its licensors, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including attorneys’ fees, arising out of your use of the Website, including but not limited to out of your violation this Agreement.

13. Miscellaneous

This Agreement constitutes the entire agreement between SRI360° and you concerning the subject matter hereof, and they may only be modified by a written amendment signed by an authorized executive of SRI360°, or by the posting by SRI360° of a revised version. Except to the extent applicable law, if any, provides otherwise, this Agreement, any access to or use of the Website will be governed by and construed in accordance with the laws of Switzerland with the exclusive jurisdiction of an arbitration conducted under the London Court of International Arbitration (LCIA) by one arbitrator designated by the parties or failing to do so by the LCIA. The seat of arbitration shall be Geneva. Such arbitration shall be binding and final, that the parties are waiving any right they may have to seek remedies in court. The expense of such arbitration shall be borne by the losing party in such arbitration, except as the arbitrator may otherwise determine. If any part of this Agreement is held invalid or unenforceable, that part will be construed to reflect the parties’ original intent, and the remaining portions will remain in full force and effect. A waiver by either party of any term or condition of this Agreement or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof. You may assign your rights under this Agreement to any party that consents to, and agrees to be bound by, its terms and conditions; SRI360° may assign its rights under this Agreement without condition. This Agreement will be binding upon and will inure to the benefit of the parties, their successors and permitted assigns.